Loan Interest Rate

Sr. No	Loan Scheme Name	Rate Of Interest (EFF FROM-03/01/2023)	IF CIBIL SCORE LESS THAN 750. (EFF FROM-01/09/2024)
1	Traders Cash Credit	12.75%	No Change
2	Medicare Cash Credit	10.50%	No Change
3	Hypothecation Cash Credit	12.75%	No Change
4	Loan Against FD	FD Rate +1.00 for 5 Lakh & Above FD rate + 2.00 for Below 5Lakh	No Change
5	Government Security	14%	No Change
6	Overdraft CC on OD	2% Extra on Regular interest	No Change
7	Bank Payment Cash Credit	13%	No Change
8	Gold Loan (member) Upto 2 Lakh	9.50%	No Change
9	Gold Loan (Nominal Member) Upto 1 Lakh	9.50%	No Change
10	Gold Loan Upto 1 Lakh (For Women)	09.00%	No Change
11	Gold Loan (Member) Above 2 Lakh	14.00%	No Change
12	Petrol Pump Cash Credit	10.50%	No Change
13	Traders Terms Loan	12.50%	No Change
14	Hypothecation Installment	12.50%	No Change
15	Vehicle Loan	12.50%	13.00%
16	Vehicle Loan -Truck, JCB, Tipper, Pock land, Crane & other commercial	10.50%	11.00%
17	Consumer Durable loan	12.50%	No Change
18	E-Bike loan	12.50%	No Change
19	Housing loan	12.50%	13.00%
20	Surety Installment	15.00%	No Change
21	Ichapurti Loan	12.50%	13.00%
22	Agriculture Loan-against gold (above Rs. 2 lac & up to Rs. 5 lac)	12.00%	No Change
23	Doctor Delight Loan	8.75%	9.25%
24	Medicare Term Loan	10.50%	No Change
25	Easy Dream Car Loan FR- 5 Years	8.75%	9.25%
26	Easy Dream Car Loan FR- 7 Years	9.25%	9.75%
27	Professional Loan	12.00%	12.50%
28	Petrol Pump-Term Loan	10.50%	No Change
29	Easy Dream House Loan	8.75%	9.25%
30	Education Loan-Priority Loan up to Rs. 20 Lakh- Regular Loan	Priority 11.00\| Regular 11.50	No Change
31	Solar Urja Loan	11.00%	No Change
32	House Repair & Renovation Loan	11.00%	No Change
33	Agri/Allied Agri Loan	11.00%	No Change
34	PMEGP (SECURED)	12.50%	No Change
35	PMEGP (UN SECURED)	15.00%	No Change