Loan Interest Rate

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Sr. No	Loan Scheme Name	Rate Of Interest (EFF FROM-03/01/2023)	IF CIBIL SCORE LESS THAN 750	IF CIBIL SCORE LESS THAN 699
1	Traders Cash Credit	12.75%	13.25%	13.75%
2	Medicare Cash Credit	10.50%	11.00%	11.50%
3	Hypothecation Cash Credit	12.75%	No Change	No Change
4	Loan Against FD	FD Rate +1.00 for 5 Lakh & Above FD rate + 2.00 for Below 5Lakh	No Change	No Change
5	Government Security	14%	No Change	No Change
6	Overdraft CC on OD	2% Extra on Regular interest	No Change	No Change
7	Bank Payment Cash Credit	13%	13.50%	14%
8	Gold Loan (member) Upto 2 Lakh	9.50%	No Change	No Change
9	Gold Loan (Nominal Member) Upto 1 Lakh	9.50%	No Change	No Change
10	Gold Loan Upto 1 Lakh (For Women)	09.00%	No Change	No Change
11	Gold Loan (Member) Above 2 Lakh	14.00%	No Change	No Change
12	Petrol Pump Cash Credit	10.50%	11.00%	11.50%
13	Traders Terms Loan	12.50%	13.00%	13.50%
14	Hypothecation Installment	12.50%	No Change
15	Vehicle Loan	12.50%	13.00%	13.50%
16	Vehicle Loan -Truck, JCB, Tipper, Pock land, Crane & other commercial	10.50%	11.00%	11.50%
17	Consumer Durable loan	12.50%	13.00%	13.50%
18	E-Bike loan	12.50%	13.00%	13.50%
19	Housing loan	12.50%	13.00%	13.50%
20	Surety Installment	15.00%	15.50%	16.00%
21	Ichapurti Loan	12.50%	13.00%	13.50%
22	Agriculture Loan-against gold (above Rs. 2 lac & up to Rs. 5 lac)	12.00%	No Change	No Change
23	Doctor Delight Loan	9.25%	9.75%	10.25%
24	Medicare Term Loan	10.50%	11.00%	11.50%
25	Easy Dream Car Loan FR- 5 Years	8.75%	9.25%	9.75%
26	Easy Dream Car Loan FR- 7 Years	9.25%	9.75%	10.25%
27	Professional Loan	12.00%	12.50%	13.00%
28	Petrol Pump-Term Loan	10.50%	11.00%	11.50%
29	Easy Dream House Loan	9.25%	Closed	Closed
30	Education Loan - Regular Loan	11.50%	12.00%	12.50%
31	Education Loan - Priority Loan	11.00%	11.50%	12.00%
32	Solar Urja Loan	11.00%	11.50%	12.00%
33	House Repair & Renovation Loan	12.50%	13.00%	13.50%
34	Agri/Allied Agri Loan	11.00%	No Change
35	PMEGP (SECURED)	12.50%	13.00%	13.50%
36	PMEGP (UN SECURED)	15.00%	15.50%	16.00%