Sr.No Loan Scheme Name Rate Of Interest Top Up Rate
1
  • 1.Housing Loan
  • 2.Commercial Real Estate Loan
  • 3.Commercial Shop/Building
  • 4.Purchase,Constructiion etc.
  • 5.Godown, Warehouse, Industrial Shed,Rental Rooms, Construction/Repairing
  • 6.Installment Loan Machinery,Excavaor & Furniture
  • 7.Educational Loan
  • 8.Vehicle Loan Two Wheeler/Comm. Vehicle,JCB etc
  • 9.Consumption Loan
  • 10.Icchapurti Loan
12.50% 2.00%
2 CAR LOAN (From 16/03/2020) 08.75% 2.00%
3 HOUSE LOAN (From 01/09/2019) 09.25% 2%
4 Salary Earner Term Loan 12.00% 2.00%
5 Salary Through Bank 12% 2%
6 Surity Installment Loan 15.00% 2.00%
7 Cash Credit (Exculding Builder/Promoter/Developers) 12.75% 10% of Int.Amt (Rebate)
8
  • Builder/Promoter/Developers
  • 1.Cash Credit
  • 2.Term Loan/Project Loan
  • 3.Property Mortgage Loan
  • 16%
  • 14%
  • 14%
  • N.A
  • 2%
  • 2%
9 Mortgage Loan(Exculding Builder/Promoter/Developers) 10% 2%
10 Loan Against Rent Agreement 10% 2%
11 Loan Against Rent Agreement 16% N.A
12 Bank Payment Cash Credit 13% N.A
13 Loan Against Gove. Security 14% N.A
14 Pledge Stock 14% N.A
15
  • Gold Loan
  • 1.Gold loans Up to 200000 From 10/08/2020
  • 2.Gold loans Above 200000
  • 9.25%
  • 14%
16 Agricultural Loan From 2,00,000 upto 5,00,000 12% N.A
17 O.D 2.00 % Extra From Regular Loan N.A
18 Doctor Delite From 01/08/2017 08.75% 2.00
19
  • Medicare
  • Medicare Cash Credit
  • Medicare EMI loan
  • 10.50%
2.00
20
  • Traders Loan Scheme
  • 1.Cash Credit
  • 2.Term Loan

  • 12.75%
  • 12.50%

  • 2
  • 2
21 Petrol Pump EMI 10.50% 2.00
22 Petrol Pump Cash Credit 10.50% 2.00
23 Easy Dream House Loan 08.75% 2.00
24 Professional Loan 12% 2.00